Medicare Advantage Is Scamming You

[Voltaire2]

55. It will cost more than MA. The difference is what happens when you actually need coverage.

This is why MA is a disgusting scam. They hook you with a lower premium and alleged dental, eye, prescription benefits. The dental and eye programs are as shitty as the standard shitty packages you get from shitty employer insurance programs: they cover minimal amounts of standard care, and almost nothing else.

MA is for-profit insurance, and they way they profit is primarily by denying coverage and limiting access. Unfortunately you have to balance a future risk: a health crisis that leaves you bankrupt because MA sucks, vs higher monthly premiums for a basic public insurance and a minimal private supplement that will not deny you coverage and will not as a result leave you destitute. I understand that this is not a great choice, but it seems obvious that avoiding MA is the best choice.