Medicare Advantage Is Scamming You
The privatized version of Medicare doesn’t just provide worse care than traditional Medicare—it also rips off American taxpayers with fraudulent claims. And Trump wants to double down on it.
https://newrepublic.com/article/189804/privatizing-medicare-advantage-scam-claims-fraudulent
https://archive.ph/WN7WC
A health care advocate at a Democratic news conference in 2023 about Medicare Advantage coverage denials and fraudulent overpayments
Donald Trump promises he will “not cut one penny” of Medicare, but like most elected Republicans he’s a strong proponent of Medicare privatization. During his first administration, Trump issued an executive order that said Medicare Advantage, the privatized version of Medicare, “delivers efficient and value-based care through choice and private competition.” Mehmet Oz, the TV doctor Trump nominated to run the Centers for Medicare and Medicaid Services, disparages traditional Medicare and has called for massive expansion of Medicare Advantage. By remarkable coincidence, as of 2022 Oz owned a reported stake of $550,000 in UnitedHealth, Medicare Advantage’s largest participant. There are many things the private sector does better than the federal government, among them enriching shareholders like Oz. But the private sector does not provide health care more efficiently than the public sector. That’s been demonstrated over and over, yet nobody wants to believe it. A report published Wednesday by The Wall Street Journal summarizing a year’s worth of its investigations indicates that where Medicare Advantage really excels is in the filing of fraudulent claims.
Congress created Medicare Advantage in 1997 to demonstrate for good and all, damn it, that the market economy could be more cost-effective at delivering doctor and hospital care. The privatization program succeeded in winning over the public: 54 percent of the Medicare-eligible population chooses Medicare Advantage. Medicare Advantage looks to people over 65 like a better deal because it covers things traditional Medicare doesn’t, such as visits to the dentist or the eye doctor. Some plans even cover acupuncture! But if you get seriously ill and need to be referred to a specialist, Medicare Advantage isn’t so great. An April 2022 study by the Health and Human Services Department’s inspector general found that 13 percent of the referrals denied under Medicare Advantage would have been approved under traditional Medicare. Medicare Advantage also shows that health care privatization is a lousy deal for taxpayers. Medicare Advantage costs the federal government 7 percent more per enrollee than traditional Medicare, according to an August 2024 study by the fiscally conservative Peter G. Peterson Foundation. For enrollees with similar health profiles, Medicare Advantage costs 22 percent more, according to the Medicare Payment Advisory Commission.
Perhaps that’s because, as the Journal’s investigations found, Medicare Advantage insurers routinely pad their government reimbursement requests with spurious diagnoses. For example, an astounding 66,000 Medicare Advantage patients were diagnosed with diabetic cataracts even after these patients had surgery to correct them, making that diagnosis, in the Journal’s words, “anatomically impossible.” In other instances, patients whom Medicare Advantage insurers reported as HIV positive received none of the recommended treatments. If a doctor failed to furnish a desired diagnosis, insurers dispatched a nurse to the patient’s home to find one. Medicare Advantage insurers also conned veterans into enrolling in the program even though they were already covered adequately by the Veterans Administration health system, which has repeatedly been demonstrated to be superior to private hospital care (something else the public is reluctant to believe).
UnitedHealth, the parent company of United Healthcare, whose chief executive, Brian Thompson, was assassinated last month, is, according to the Journal, a particular offender, furnishing doctors with checklists of possible diagnoses. Looking at Medicare data between 2019 and 2022, the Journal found that patients who moved from traditional Medicare to UnitedHealth’s Medicare Advantage plans “got 55 percent sicker, on paper” during their first year in Medicare Advantage. (UnitedHealth replied in a written statement that it provided “more accurate diagnoses” and alleged, without providing evidence, that the Journal’s reporting method was flawed.) So, OK, Medicare Advantage charges the federal government more. Don’t I want, as a patient, more money to be lavished on my health care? The sickest customers do not. People in their final years of life left Medicare Advantage for traditional Medicare “at double the rate of other enrollees” between 2016 and 2022, the Journal reported in November. This exodus of expensively dying patients saved Medicare Advantage $10 billion during this period.
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They are nothing but HMO'S from the 90's. Senator Rick Scott & his wife were the biggest scammers of all the HMO'S! 
When it's a real person with English as a second language I ask where they are calling from and
it's always some major city but my caller ID always says it's local so I inform them that if they
start off by lying to me there's no way I can trust them.
Wish Congress would make manipulating your phone number illegal. 
Commission on Aging. At least here in Michigan. They are experts on the subject and work for you. They told me my Ford UAW/BC/BS is the best there is and never switch from it without speaking to them
Go Lions
He tried to be a softer, gentler version of Reagan and GHW Bush.
He also signed the Financial Services Modernization Act. During debate, Senator John Dingell D-MI said it would allow banks to become "too big to fail" and a federal bailout was inevitable. He was right, and it didn't take long. 2008 financial meltdown and the Great Recession.
Gee, thanks Bill. And in fairness, a bunch of congressional Dems who should have known better. But oh no! Third way. Triangulation. They and Big Dog got carried away by the siren song of "innovation", "growth" and "wealth creation." Orwellian use of those words. What they really meant was allowing financial institutions to take on insane amounts of risk in pursuit of profit. Those people should have known better too. 
