Social Security & Medicare

Desert grandma

(1,055 posts)

12. You are very welcome!

Tue Sep 27, 2022, 11:36 PM

Sep 2022

It is quite complicated ( probably by design) and there are lots of choices. My advice to anyone looking is to search for an "Age Issued" plan because in the long run it will not increase as much as the others. That is especially important if you are just now getting on Medicare. You will not have to go through underwriting. If you wait, the insurance supplement plans can make you go thru underwriting before they will accept you. Transamerica and Bankers Life were the only 2 age issued plans in our area. Good luck! IMO original Medicare with a supplement is the best coverage, although I do know people who like their advantage plan.

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Dumb question Re why medigap prices varies for same benefits [View all] Pluvious Sep 2022 OP

Because they can? SheltieLover Sep 2022 #1

It is based on the mix in your state. Casady1 Sep 2022 #2

That makes sense... Pluvious Sep 2022 #6

Last year Casady1 Sep 2022 #10

Holy cow !! (nt) Pluvious Sep 2022 #11

Medigap was designed to make money for insurance companies Farmer-Rick Sep 2022 #3

That is medicare advantage Casady1 Sep 2022 #9

What's the difference? Farmer-Rick Sep 2022 #13

The price of insulin for example Ferryboat Sep 2022 #4

I'm starting to get the picture... Thanks! (nt) Pluvious Sep 2022 #7

Medigap meaning Medicare Supplement Insurance? Desert grandma Sep 2022 #5

That's a great synopsis ! Pluvious Sep 2022 #8

You are very welcome! Desert grandma Sep 2022 #12

Thanks for the info. You know your stuff. Farmer-Rick Sep 2022 #14