Dumb question Re why medigap prices varies for same benefits

[Pluvious]

8. That's a great synopsis !

Thank you for taking the time to write out this report of your experience and observations.

It's very helpful !

Didn't know about things like the surcharges that can surprise you.
All the listed choice were "Age Attained," but it's good to know what to watch for.

My goal is structure our coverage to best protect us from the crippling situation of catastrophic costs that can bankrupt us.
So this means the Plan D/G with supplement plans.
At least it looks like our monthly health insurance will drop a bit from our original insurance (ugh).

Thanks again !