My insurance denied paying for a cortisone shot for a torn meniscus

[dflprincess]

6. If you're not sure whether or not your current plan is Medicare Advantage,

the easy way to tell is, do you show your government issued Medicare card to providers along with your private (gap) insurer's card or just the private plan's ID? If it's just the private plan, then you have MA.

If you do change plans, check out the networks carefully. MA plans often have very narrow networks and require pre-approval for procedures traditional Medicare does not. Interesting that they've added another enrollment period for the private plans. I wonder how much lobbying money the health insurance companies spent to get that.

And, if you missed it, check out this article from the Strib about the Biden Administration cracking down on deceptive advertising for Medicare Advantage plans:

https://www.startribune.com/biden-administration-proposes-crackdown-on-scam-medicare-ads/600235871/