Assumption of a mortgage by an heir after a death?

[moriah]

8. I meant myself and the renter.

As far as equity/my sister goes, as my sister is the Administratrix she is the one who set up the account -- and it was from her social network that we found someone with a job who was about to move into a far worse situation and pay more. As far as I'm concerned, she's earning any difference in equity by her taking responsibility for the estate.

And my sister and I are very amicable. I would even be fine with the idea of us still splitting any sale of the house 50/50 once it's fully paid off -- of course, she and her husband did inherit land from his parents, so she might just say "Take it all, you lived with people in your house for over a decade, you earned it". We are not adversarial and do not anticipate any such thing.

I just REALLY don't want to extend the time we pay for a mortgage. It is more than all of the rest of the expenses (insurance, utilities, then dividing taxes, HVAC maintenance, etc). I can pay all those expenses myself -- but not a mortgage as well without a roommate/renter.

If my sister decides on refi I will message you, and thank you for the offer.