Calculating Spousal Social Security benefits

[PoindexterOglethorpe]

7. Pretty good example of why collecting at the earliest possible age is often

a very bad idea.

I keep on seeing stuff on line about why you should start collecting at age 62. WTF? If I'd started collecting at age 62 I'd be getting around $800/month right now. Instead, by waiting to age 70, I'm currently getting $1551/month. That difference is huge.

I honestly don't know anyone who started collecting at age 62 who didn't regret that decision a few years later when they realized how small that amount really was. All of them could have continued working, earning at least as much as the SS benefit would have been, while letting that benefit grow.