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Is anyone else refinancing a mortgage? [View all]
Seeing historic low rates, I started shopping with three very different brokers.
A local bank, Bay Federal Savings, had the worst offerings.
A realtor friend recommended a broker who did better.
Finally, asking a family friend for a recommendation took me to what has been the best advisor and deal, I think.
2.5% rate for a fixed 15-year mortage at just one point discount fee will be much better than the 4.25 30-year that I'm six years into.
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