Lost about 2% of our retirement accounts this week

[still_one]

2. If you didn't sell you didn't lose anything. The fact is all indications are the era of low

interest rates are over, and in general, the stock market will be limited by how high interest rates go

Another factor with rising interest rates, the value for bonds in the secondary market go down as interest rates rise. The bond funds will tend to go down in value as interest rates increase. Depending on the bond funds, what bonds they are invested in, and their maturity, over the long term it should even out as older bonds in that fund mature, and new ones replace those

Investments should also be based on how soon you will need the money, whether for retirement or some other purpose

If one is depending on it for retirement, and that time is not far away shifting more assets toward stability toward bonds or bond funds are a prudent thing to do. In an environment of rising interest rates it might be prudent to buy bond funds whose maturities are not too far out, such as 2 to 5 years, until the bond market stabilizes.

GNMA funds are usually work out over the long term, plus you obtain interest income paid out through the fund.

Stocks are going to be tricky going forward depending on the economy, the impact of trade wars, etc. You pays your money and you take your chances.