Poverty

Kilgore

(1,783 posts)

11. Budget Budget Budget

Sun Nov 15, 2015, 10:46 AM

Nov 2015

We were 23, married, working good jobs, and had no money.

Her parents sat us down and taught us how budget and save. A year later we had built up savings, and the best part was that the anxiety was gone.

In the beginning we budgeted with a pencil and paper. That was 29 years ago. We still budget and regularly sit down and discuss how we are doing. Gone is the paper budget. Have tried various spreadsheets and websites, but by far the best we have ever used is,

https://www.everydollar.com

Once every dollar is assigned, you can make rational decisions how to spend them. Right off, you need to knock off eating out except for special occasions. It's the most expensive way to feed yourself.

Good luck and pm me if you want any advice from someone who has been there.

Kilgore

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I would like suggestions on how to get out of debt [View all] otherone Nov 2015 OP

You're eating the most expensive way possible. Here, try this ... Scuba Nov 2015 #1

thanks for the reply and the link Scuba otherone Nov 2015 #3

By all means cook at home. amerikat Nov 2015 #2

thanks for the ideas amerikat otherone Nov 2015 #4

the getting out of debt part... dixiegrrrrl Nov 2015 #5

thank you dixiegrrrrl otherone Nov 2015 #12

Car insurance Freddie Nov 2015 #6

thanks for checking in Freddie otherone Nov 2015 #13

Store brands Freddie Nov 2015 #7

Yes, amazing what you can save on store brand groceries packman Nov 2015 #10

I worked in a fruit juice plant zalinda May 2016 #32

I'm a Heinz fan too otherone Nov 2015 #15

How can poor people afford that? openheart Dec 2015 #29

Here is a collection of ideas from a bottom-feeder NCjack Nov 2015 #8

thanks for the link NCjack otherone Nov 2015 #16

I may not be the eating out that's doing it - but boredom packman Nov 2015 #9

you are so correct otherone Nov 2015 #17

Budget Budget Budget Kilgore Nov 2015 #11

thanks for the link and the offer to talk otherone Nov 2015 #18

A very useful book from the 1990s 6chars Nov 2015 #14

thanks so much for the links 6chars otherone Nov 2015 #19

Some helpful thoughts (I hope) discntnt_irny_srcsm Nov 2015 #20

Thanks for the reply otherone Nov 2015 #21

thanks for the good wishes discntnt_irny_srcsm Nov 2015 #22

you may also want to visit w0nderer Nov 2015 #23

I love that group otherone Nov 2015 #24

Glad to have you, welcome and thanks w0nderer Nov 2015 #25

Cook at home Turbineguy Nov 2015 #26

If it's credit card debt, and you have good enough credit jeff47 Nov 2015 #27

Even if you don't actually budget, SusanCalvin Nov 2015 #28

Kitchen privileges Cartoonist Feb 2016 #30

Crock pot and electric frying pan zalinda May 2016 #31

If you're allowed, a small two burner camping stove works wonders shadowrider Jun 2016 #33

It is not that hard to make your own food. PoindexterOglethorpe Aug 2016 #34

Best way to get out of debt while improving your credit score Goose3 Aug 2017 #35