Oklahoma ranks fourth in nation for most costly car insurance

[AndyA]

3. I don't think Oklahoma is in the top ten states for car theft

My insurance agent told me rates are high here due to uninsured drivers. Oklahoma now tows cars with no insurance, and requires proof of insurance before releasing the car. Police can also scan license tags to determine if a car has current insurance or not.

I found a Tulsa World article from 2011 that said the rate of uninsured motorists in Oklahoma for 2009 was 23.9 percent. So, your chances of encountering someone without insurance at that time was almost 1 in 4.

I'm sure if the rate of uninsured motorists dropped in the state, the insurance companies would bend over backwards to lower premiums...