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Single Payer Health Systems

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radical noodle

(8,861 posts)
Sun Jul 2, 2023, 10:11 AM Jul 2023

Looking for information please [View all]

I don't know if this group is appropriate to my question, but it seemed like my best shot among the choices.

My daughter lives in Indiana and has a health insurance plan through the school system where she teaches. As a single woman, her deductible is $3500 per year. Her income is not great enough to pay living expenses, college loans, and the deductible every year (and yes, sadly, it seems most years she has just enough issues medically to incur the $3500 charges). So my question is this: is there a private policy she can get to just cover the deductible or is there any other way to deal with this?

Thanks in advance to anyone who can help.

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Looking for information please [View all] radical noodle Jul 2023 OP
I believe AFLAC -- think the duck commercials on TV -- covers that. Personally, I'd just put money Silent Type Jul 2023 #1
Yes, she has the option for a HSA but radical noodle Jul 2023 #2
I don't know whether this is an option, but she might check the cost of the ACA. Lonestarblue Jul 2023 #3
Thanks! radical noodle Jul 2023 #5
A teacher friend in Illinois found a cheaper, better policy through the ACA. Midnight Writer Jul 2023 #8
I'll suggest she look into it radical noodle Jul 2023 #12
For Hospital bills Timewas Jul 2023 #4
Most of hers are radical noodle Jul 2023 #6
Actually Timewas Jul 2023 #7
We hadn't even considered that option radical noodle Jul 2023 #9
Some Hospitals Timewas Jul 2023 #10
Can they ever refuse treatment if this option is taken? radical noodle Jul 2023 #11
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