The DU Lounge

avebury

(11,087 posts)

8. Exactly what I did

Sat Jan 4, 2025, 09:46 AM

Saturday

I was constantly running the numbers. I was lucky that I could still slide into full social security. I filled for SS and then retired five months later.

I originally planed on staying one more year. I finally decided to heck with it, one more year was not going to add that much to my retirement check. My SS and and retirement check was just about equal this my pau check. At that point it was not worth staying.

Edit history

Please sign in to view edit histories.

Recommendations

3 members have recommended this reply (displayed in chronological order):

migeorge love_katz Prof. Toru Tanaka

117 replies

= new reply since forum marked as read

Highlight:

I've decided to retire. [View all] hamsterjill Saturday OP

Six months is a small hit to your benefits. Voltaire2 Saturday #1

7% Omaha Steve Saturday #53

its actually 3 1/3 % Voltaire2 Saturday #83

I stand corrected Omaha Steve Saturday #86

Congrats! SheltieLover Saturday #2

Good choice. There's not much dollar difference between retiring now and retiring six months from now. Mister Ed Saturday #3

Exactly what I did avebury Saturday #8

---and keep in mind, the tax to be taken out of that 3 1/3%. 3Hotdogs Saturday #92

I did a spreadsheet Freddie Saturday #4

I'm about 10 years away. My wife about 7 underpants Saturday #6

Having talked with other avebury Saturday #11

Tip #1: COL Mustard Saturday #51

Thanks. underpants Saturday #76

What about inflation? That's why I'm waiting until age 70. Auggie Saturday #26

I'm going to as well. I know some think it's dumb. But it 1200 dollars difference between 62 and 70. jimfields33 Saturday #73

It's about $550 to me ... Auggie Saturday #81

It Was Significant For Me... ProfessorGAC Saturday #87

I took mine at homegirl Saturday #96

Same Age, Here ProfessorGAC Saturday #97

I recently learned homegirl Saturday #98

I retired the day I hit 70. Voltaire2 Saturday #103

Don't wait if you hate your job. BonnieJW Saturday #104

You will love being retired. avebury Saturday #5

Good luck to you! In a similar situation as you a few years back... Wounded Bear Saturday #7

Same Drum Saturday #9

I'm about five months from 62 The Madcap Saturday #27

I retired at age 52 and that was 23 years ago. multigraincracker Saturday #49

Thanks The Madcap Saturday #52

Wow! Good for you! wolfie001 Saturday #106

I love to cook. Wife works so I do that, dishes and vacuuming. multigraincracker Saturday #107

Good man doing good things wolfie001 Sunday #116

Go for it. Best of luck. (nt) Paladin Saturday #10

The peace of mind will be worth it JT45242 Saturday #12

Good on ya. I doubt you'll ever regret your decision. Magoo48 Saturday #13

Here in Florida, a decent share of the people who have lived in Florida ... chouchou Saturday #14

Congratulations Kali999 Saturday #15

releaved Kali999 Saturday #16

I've retired from three jobs since I turned 65. Then went back to work, retired, back, retired... erronis Saturday #17

I really worried that I would miss patient care after I retired... Trueblue Texan Saturday #24

You described my life in retirement too! biophile Saturday #35

Right behind you LSparkle Saturday #18

Do what you think is best for you. DownriverDem Saturday #19

Yes!!! Enjoy the peace! Bluethroughu Saturday #20

I understand the practicality of using spreadsheets to determine..... 70sEraVet Saturday #21

That's what I did... Trueblue Texan Saturday #22

Medicare premiums are deducted from the SS check dickthegrouch Saturday #23

Congrats!! And everyday will be Saturday from this point on..... Bengus81 Saturday #25

My thought exactly! claudette Saturday #31

Find a time consuming hobby kozar Saturday #28

Thanks Kozar. hamsterjill Saturday #33

That sounds purrfect. 3catwoman3 Saturday #79

you gotta' know NJCher Saturday #101

I'm so happy for you XanaDUer2 Saturday #102

Get it while you still can infullview Saturday #29

tell them no Skittles Saturday #109

As one who claudette Saturday #30

Congrats! 2naSalit Saturday #32

You'll be glad you did. Ocelot II Saturday #34

I retired at age 61 Americanme Saturday #36

I retired early than I planned bronxiteforever Saturday #37

I've done this indigoth Saturday #38

Opposite situation. I'm 65 but job is too good to leave right now. bullimiami Saturday #39

Woo hoo. We are living the dream retired. Hope you do too. LakeArenal Saturday #40

Good for you! rubbersole Saturday #41

Can you fund the six gap months from savings? Shermann Saturday #42

that was exactly the thought train I had Skittles Saturday #89

Working for others is overrated... MiHale Saturday #43

You're going to love it. I'm very happy for you. Scrivener7 Saturday #44

Congratulations! StarryNite Saturday #45

Go for it! Ms. Toad Saturday #46

I retired about 2 years ago...I'd planned to work longer. QED Saturday #47

Sucks being a Wage Slave, congratulations! Emile Saturday #48

Perfect for 31,000! Evolve Dammit Saturday #60

I retired five years ago. Don't miss it a bit. bluescribbler Saturday #50

Yes The Madcap Saturday #54

Congratulations!!! 3catwoman3 Saturday #55

When it's over, it's over Lulu KC Saturday #56

Good for you! pandr32 Saturday #57

There is an adjustment period. Once you accept that you can do nothing you are really retired. twodogsbarking Saturday #58

Congrats! Johnny2X2X Saturday #59

I retired st 62 because if my husband's health Richluu Saturday #61

I feel you wholeheartedly richdj25 Saturday #62

Congratulations jayschool2013 Saturday #63

If you take Social Security prior to reaching your full retirement age, there is a limit on how much income you can earn surfered Saturday #64

There are new rules that are specific to retiring hamsterjill Saturday #80

That was my case as well. Happy Retirement! surfered Saturday #88

Congratulations! greatauntoftriplets Saturday #65

When I saw liberating and excited KitFox Saturday #66

Well now that youve decided , you have the upper hand. Figarosmom Saturday #67

I LOVE being retired. To steal a line from Bachman Turner Overdrive's "Taking Care of Business," catbyte Saturday #68

I retired a year early edhopper Saturday #69

Do something! Something outside the house. keithbvadu2 Saturday #70

Sounds like you could explain to your employer that you will leave when you can no longer work from home. Festivito Saturday #71

Congratulations!!! BobTheSubgenius Saturday #72

Don't blame you. I will say this, I continued to work for my employer for years after full retirement. It was liberating Silent Type Saturday #74

Congratulations My Friend BOSSHOG Saturday #75

Jan 1 for me Tadams01KC Saturday #77

Good for you. hamsterjill Saturday #82

If I were to retire this year... Shermann Saturday #84

Congrats! My guess is you will not regret it Joinfortmill Saturday #78

When It's Time, You Just Know ProfessorGAC Saturday #85

Congratulations! Deep State Witch Saturday #90

Woo Hoo. You won't regret it. Life is too short. After 50 years I was done. Just hope they don't crash the economy. Evolve Dammit Saturday #91

I suggest you gut it out, people live a lot longer than they used to. Every penny counts down the road. patphil Saturday #93

Go for it. One thought, if you wait or can wait 6 months consider it. If you can wait another 6, when you apply c-rational Saturday #94

Congrats! SleeplessinSoCal Saturday #95

When you reach that age where the phrase "I'm too old for this shit" really means something..... Blue Owl Saturday #99

You just know when it is time. TNNurse Saturday #100

You'll love it! Hamlette Saturday #105

If you are not happy going in to the office, you don't want to work there anymore. The people at Social Security are dai13sy Saturday #108

Good for you.. raising2moredems Saturday #110

Once you've got Medicare, return-to-office mandaters can fuck all the way off. paulkienitz Sunday #111

I too am retiring at the end of January RainCaster Sunday #112

Take a medical The Wizard Sunday #113

Retirement Ptah Sunday #114

DH is a Certified Financial Planner BlueSky3 Sunday #115

Congratulations! Phentex Sunday #117