Social Security Benefits Set To Be Expanded for Millions

[Ms. Toad]

22. Both of us in our family are/would have been affected.

There will be at least $100/month more for my spouse. She just had hers reduced, and will be paying the system back, because of a chunk of money that they didn't ask about on the form - but which she reported on a secondary form that did ask for it. Fortunately, she will now only owe it for 9 months, rather than 21 - and there will be no reduction going forward. I don't know how quickly they will act to correct the correction. It took 6 months to make the correction from the reporting date.

I'm not drawing SS yet, but my highest earning years were under SS - and are averaged with zeroes for the years I worked for public retirement systems. When I start drawing SS in 21 months, I won't have any reduction at all for the 19 years I worked in public schools and universities and the courts. Thrilled to know I won't face a second penalty on top of the zero earning years.