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bmichaelh

(921 posts)
15. Meaningful insurance reform would be...
Wed Jan 1, 2025, 12:20 PM
Jan 2025

Meaningful reform would mean removing decision on potential life saving treatments from the insurers.

But I doubt Congress would do that.

I experienced the denial of coverage, firsthand.

I was diagnosed with lymphoma in 1990; it returned in 2019.
I went through four unsuccessful treatments.
In my case, with each return, the lymphoma gets more aggressive and resistant to prior therapies.
The fifth treatment was initially approved; showed promise that the other 4 treatments did not.
My insurer tried to rescind approval for further treatments with some BS justification: '...eligible for stem cell transplant'
My provider successfully appealed; I was able to continue treatments and achieve remission.

The person who rescinded approval of my treatment was not an oncologist but a pediatrician.
And he or she was not making the decision based on medical evidence but some insurer regulation.
Why a pediatrician is making a decision about my cancer treatment is wrong.
Another problem with insurers is that they are bureaucratic.
My treatment had only been approved by the FDA in 2020; a year before I began treatment.
Were they denying treatment simply because it was new?

Recommendations

0 members have recommended this reply (displayed in chronological order):

Probably mostly for show. Irish_Dem Jan 2025 #1
Tinkering around with prior authorization by setting time limits for insurers to deny treatment is now "reform"? sop Jan 2025 #2
Real reform is needed, and with consequences for companies NotHardly Jan 2025 #16
Right getting your denial promptly instead of waiting months airplaneman Jan 2025 #18
Recognition of the problems is step one. quaint Jan 2025 #3
Yes, hopefully they will begin to recognize the problems soon. Think. Again. Jan 2025 #5
The GOP reform plan is for people who can't afford care to die quickly IronLionZion Jan 2025 #4
"Dr. Oz" has actually stated that uninsured people are not worthy of care. Think. Again. Jan 2025 #7
Yep. Work hard, get sick (or injured) die fast. nt Delmette2.0 Jan 2025 #14
Mandate that health insurance Old Crank Jan 2025 #6
Yes, and notice how none of the... Mr. Mustard 2023 Jan 2025 #9
Got to look at Republicans through an Orwellian lens. Otherwise, what they say makes no sense. paleotn Jan 2025 #12
Medicare admin rates have increased with HIPAA IbogaProject Jan 2025 #13
US Lawmakers will not create laws without 'prior authorization'..... 70sEraVet Jan 2025 #8
Ha! Which ones? paleotn Jan 2025 #10
Sounds like there is no hope, I tried the positive approach but no go here. quaint Jan 2025 #11
Meaningful insurance reform would be... bmichaelh Jan 2025 #15
For-profit health insurance is a leech on society. It is unnecessary and provides zero value. jvill Jan 2025 #17
AFTER a review by forum hosts LOCKING Omaha Steve Jan 2025 #19
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